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Please visit our Open House at 21952 CLIFF PL in Maple Ridge.
OPEN HOUSE: Sun, Nov 27 2-4PM
Almost 1/3 of an acre of your own "Stanley Park". This 1500 sq ft rancher is set on a quiet cul de sac in West Central Maple Ridge within easy walking distance to the West Coast Express for the commuter. This home has double glazed windows,newer flooring and new roof. Very open plan with 3 beds and 2 baths. There is a HEAT PUMP for year around comfort. Sliding doors access the large covered patio where you can enjoy the ambiance of the private 1/3 acre south facing rear yard. There's a HOT TUB, fish pond, greenhouse, a storage shed, plus additional "cottage style" building that would be ideal for the hobbyist. In the winter you get partial views of the Fraser River. Don't miss this unique property! OPEN HOUSE SUN NOV 27 2-4PM
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Please visit our Open House at 20147 PATTERSON AVE in Maple Ridge.
OPEN HOUSE: Sun, Nov 27 1-4PM
Exclusive Patterson Avenue! Rarely available 2545 sq. ft. rancher with a full basement for a total of 5100 sq ft of living. Custon 17year old home with cedar siding and shake roof. Huge kitchen with oak cabinets, a large eating area and adjoining family room with vaulted ceilings. Too many extras to list! Includes large 30x12 sundeck with HOT TUB and access through French doors from the main bedroom. Downstairs has two additional bedrooms, a rec. room, HUGE games room, bathroom, gym and a large utility area. The home has a heat pump for CENTRAL AIR, inground sprinklers and a super private .36 acre fenced yard. Don`t miss the 24x30, wired, insulated and heated DETACHED SHOP. Lots of room for all your toys. OPEN HOUSE Sun Nov 27 1-4
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I have listed a new property at 5611 IRVING ST in Burnaby.
GREAT CENTRAL LOCATION! This 3 bedroom and den on a 70x110 lot has back lane access. Well kept home w/ inlay hardwood floors and coved ceilings upstairs. The kitchen, eating area and dining room have a great view of the North Shore Mountains. The 320 sq ft deck leads you to the solar heated in ground pool in the back yard, also the Pool house, complete with toilet, sink and shower. It is awaiting your hot tub to make it complete(already pre-plumbed). The Rec room downstairs has a wet bar, great for entertaining, along with an attached games room. Walking distance to Public Transportation and shopping. Make your appointment today!
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Please visit our Open House at 20147 PATTERSON AVE in Maple Ridge.
Open House on Sunday, November 27, 2011 1:00 pm - 4:00 pm
Exclusive Patterson Avenue! Rarely available 2545 sq. ft. rancher with a full basement for a total of 5100 sq ft of living. Custon 17year old home with cedar siding and shake roof. Huge kitchen with oak cabinets, a large eating area and adjoining family room with vaulted ceilings. Too many extras to list! Includes large 30x12 sundeck with HOT TUB and access through French doors from the main bedroom. Downstairs has two additional bedrooms, a rec. room, HUGE games room, bathroom, gym and a large utility area. The home has a heat pump for CENTRAL AIR, inground sprinklers and a super private .36 acre fenced yard. Don`t miss the 24x30, wired, insulated and heated DETACHED SHOP. Lots of room for all your toys. OPEN HOUSE Sun Nov 27 1-4
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Please visit our Open House at 21952 CLIFF PL in Maple Ridge.
OPEN HOUSE: Sun Nov 27th 2-4PM
Almost 1/3 of an acre of your own "Stanley Park". This 1500 sq ft rancher is set on a quiet cul de sac in West Central Maple Ridge within easy walking distance to the West Coast Express for the commuter. This home has double glazed windows,newer flooring and new roof. Very open plan with 3 beds and 2 baths. There is a HEAT PUMP for year around comfort. Sliding doors access the large covered patio where you can enjoy the ambiance of the private 1/3 acre south facing rear yard. There's a HOT TUB, fish pond, greenhouse, a storage shed, plus additional "cottage style" building that would be ideal for the hobbyist. In the winter you get partial views of the Fraser River. Don't miss this unique property! OPEN HOUSE SUN NOV 27 2-4PM
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It is not uncommon for clients to be away at the time they are closing a real estate transaction. In this situation there are a few options to ensure the transaction closes on time, one of them being the use of a Power of Attorney.

Legislation relating to the use of Power of Attorney’s was passed effective September 1, 2011. The changes were mostly to the form of the Power of Attorney, and do not substantially change the use of a Power of Attorney for real estate. Below is a discussion on how to use a Power of Attorney to sell, refinance or purchase a property.


In all of these situations we are assuming there are no trust issues between the person giving the Power of Attorney (the "Adult") and the person who is allowed to sign pursuant to the Power of Attorney (the "Attorney"), and all parties are acting in a professional manner. Giving a Power of Attorney to an untrustworthy person will result in serious difficulties.

USING A POWER OF ATTORNEY TO SELL PROPERTY
So long as the Power of Attorney is property drafted, there are very few issues with using a Power of Attorney to sell property. The Power of Attorney should be limited in terms of how long the Power of Attorney is valid, and to what purpose it is to be used. A general example is:

"To sell real estate legally described as (legal description of property) and any interest therein, in such manner as my attorney may think fit, and execute and deliver all documents and other instruments required for such purpose as my attorney may think fit.

GENERAL INFORMATION ON POWER OF ATTORNEY’S
A Power of Attorney is a document which authorizes one person, an “Attorney”, to make decisions or perform tasks on behalf of another person, the “Adult”. A Power of Attorney can only authorize an Attorney to make legal and financial decisions on behalf of the Adult and not personal care or health care decisions.

Although the Power of Attorney Act was substantially revised effective September 1, 2011, Powers of Attorney executed before September 1, 2011 will continue to be valid. An enduring Power of Attorney has no expiration date, and is not commonly used for estate planning purposes. These are broad in nature, and will remain valid when the Adult becomes incapable of looking after her own affairs.

A Non-Enduring Power of Attorney is usually limited to a specific task such as to sell the Adult’s property while she is away, or may have an expiry date.

While a Power of Attorney is not self-expiring unless specified, s. 56 of the Land Title Act provides that a Power of Attorney is not valid for land title purposes 3 years after the date of execution unless it is an enduring Power of Attorney or the Power of Attorney expressly excludes the effect of s. 56.

An Adult cannot appoint an individual who is compensated for providing personal care and health care to the Adult or an employee of a facility providing personal care or health care services to the Adult (unless the individual is also the Adult’s child, parent or spouse). While these are the only legal restrictions, the Adult should obviously trust an individual’s honesty and judgment before appointing her as an Attorney.

So long as the Adult is capable, a Power of Attorney can be revoked at any time. There are also certain circumstances when the Power of Attorney terminates, such as upon the death of the Adult or court order.

An Attorney must act honestly and use reasonable care and diligence. The Attorney’s authority must be exercised in the best interests of the Adult. It should be noted that a Power of Attorney cannot be used to transfer land to the Attorney unless the Power of Attorney specifically permits.

USING A POWER OF ATTORNEY TO SELL PROPERTY
So long as the Power of Attorney is property drafted, there are very few issues with using a Power of Attorney to sell property. The Power of Attorney should be limited in terms of how long the Power of Attorney is valid, and to what purpose it is to be used. A general example is:

"To sell real estate legally described as (legal description of property) and any interest therein, in such manner as my attorney may think fit, and execute and deliver all documents and other instruments required for such purpose as my attorney may think fit. This Power of Attorney shall expire on (insert date)."

USING A POWER OF ATTORNEY TO PURCHASE OR REFINANCE PROPERTY
A Power of Attorney can be used to purchase or refinance real estate, but you must check with the lender to confirm their willingness or requirements about using a Power of Attorney. Each lender has different rules regarding the use of a Power of Attorney.
At the time of writing this page: 

 Scotiabank will allow a Power of Attorney but they require that the lawyer preparing the mortgage be the lawyer that prepares AND witnesses the Adult’s signature on the Power of Attorney. Our office recently completed a file where we prepared the Power of Attorney but the Adult was already in the UK so her signature was witnessed there. Scotiabank made an exception on this file to allow it to fund, but they advised that for future deals, the Adult either has to fly to B.C. to sign the Power of Attorney or Scotia will not do the deal. Obviously if the Adult has to fly to B.C. they could sign the documents on their own, and a Power of Attorney is not required.

RBC will allow a Power of Attorney to be used but RBC will insist on a title insurance policy, which has a minimum cost of $250.00.

TD will also allow a Power of Attorney except for equity takeouts, but have extensive requirements. They will require at least two days notice, information on the relationship between the Adult and Attorney, circumstances as to why a Power of Attorney is required, banking relationships, and knowledge of the Adult to the financing request. Even if all this information is provided and they approve of the Power of Attorney, title insurance will be required.

Rather than review all of the other lenders requirements, we suggest you (the client) contact the lender at the time of making the application. Lender requirements constantly change and even the above may change frequently.

If a transfer of the property to the Attorney is required as a part of the refinancing transaction, keep in mind that there must be specific wording in the Power of Attorney to permit this.

SUMMARY
Our goal is to remind you that a Power of Attorney can be used for out of town clients, but consideration should be given to the lender requirements for a refinance or purchase of property

--article provided by Spagnuolo and Company (Real estate lawyers)
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I have sold a property at 7376 CORONADO DR in Burnaby.
Outstanding location! Fantastic size, very private end unit that's updated throughout! Including newer roof, interior and exterior paint, updated kitchen and bathrooms, main floor laminate, upstairs carpeting, baseboards, fridge, garburator, stove and clothes washer and dryer. In addition to all the updates, a new, energy efficient furnace has been added. Enjoy the very private decks and patios. Stroll out the door to beautiful walking trails around Burnaby Mtn Golf Course and Squint Lake Park. You will love this peaceful neighbourhood and central location with easy access to schools, golf, major routes, downtown, Tri-cities and only minutes to SFU and shopping. Just move right in!
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I have sold a property at 985 LOMBARDY DR in Port Coquitlam.
Don't miss this spacious well kept home in Lincoln Park with three bedrooms up. Open plan with a bay window and a cozy wood burning fireplace in the living room. The kitchen has an eating area and there is a family room off the kitchenwith sliding doors to the large fenced rear yard. Upgrades include all new vinyl windows, heritage doors, extra attic insulation and a covered deck. Bonus 10 x 13 room in garage that is not included in the square footage and seller will remove if requested. Great curb appeal with brick accents and set on a quiet street across from Evergreen Park. An excellent location for a family with easy access to schools and public transportation. QUICK POSSESSION !! OPEN HOUSE AUG 7th - 2-4
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I have sold a property at 22950 123B AVE in Maple Ridge.
Location! Location! Location! Great child safe cul-de-sac located in East Maple Ridge. Walking distance to Harry Hogge Elementary School, a quick drive up the road from your favourite 'cup of jo', shopping and transit nearby. This 5 bedroom basement entry home has a roomy double car garage and a fully fenced private back yard with a family sized deck and patio. Newer floors in kitchen and living room, brand new kitchen appliances and a 3 year old roof. Cozy gas fireplace in the living room and a 3 piece ensuite in the Master bedroom. Downstairs has a large rec room, 2 bedrooms and a bath, perfect for the teens or perhaps a nanny. Want to be in before Christmas? That's okay too. Call toady and we will arrange a showing.
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I have sold a property at 21504 DEWDNEY TRUNK RD in Maple Ridge.
Not a 'drive by'! This updated 1900 sq ft basement home shows very well. Both lane acess and access from the front of the home with lots of parking. Inside, updates on the main floor include new bathroom, tile floors in the kitchen andeating area and laminate throughout the rest and freshly painted. The home has crown mouldings on the main floor and the kitchen has had the oak cupboards refinished in a current stain. The kitchen also has stainless steel appliances and an eating area. Downstairs is an additional bedroom and a den, PLUS a bachelor suite that that DOES NOT HAVE A SEPERATE ENTRANCE but is easy to make self-contained. Not many single family homes that show this nice in the low $300's.
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I have sold a property at 51 11737 236TH ST in Maple Ridge.
Maplewood Creek, one of Maple Ridge's finest Town home complexes. Meticulously clean and bright. The end unit is situated in a fabulous setting overlooking a peaceful greenbelt away from any internal traffic. Beautiful new dark wood floors,designer paint colours and new appliances. The great open main floor plan with covered deck off the living room. This home perfect for entertaining or relaxing and a spacious walkout basement complete with 2 bedrooms, a full bathroom, rec. room and separate entrance. Recreation facilities have a hot tub, full gym, showers and meeting room and there is a playground for the kids. Well maintained low density complex with roof that is less than two years old. Just move in and enjoy!
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