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I have listed a new property at 13216 239B ST in Maple Ridge.
This is the house you've been looking for! This beautifully built 2 storey with basement has been spared nothing. There is a spacious kitchen complete with spice kitchen, eating area leading to the family room w/ fireplace. The main floor boasts a dining room and living room complete with den & a bedroom. Upstairs are 4 bedrooms. The master and second bedroom both have ensuites and walk in closets. The third and fourth bedroom share a bathroom. The basement has rec room with wet bar for all your entertaining. Don't forget about the Legal 2 bedroom suite with seperate entrance, heat and laundry. The unique backyard has it all. Don't miss this opportunity!
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Please visit our Open House at 33278 TUNBRIDGE AVE in Mission.
OPEN HOUSE: Sun. April 29, 1-4PM
Sunny Country Home in the City! Welcome to this gorgeous Cape Cod set on 1.21 acres. Currently in the Cedar Valley Development OCP Phase 2. Outstanding maintenance and updating throughout makes this home a winner! The kitchen has all new Silestone countertops, backsplash and appliances. Throughout are new light fixtures, fresh paint and the fireplace in the living room has been re-faced with stone. The South facing backyard has a dog run and decks (16x20) and (30x16) boasting a beautiful cedar post and beam sunhouse which is great for summer barbeques with the family. The roof was replaced 2 years ago and the hotwater tank is 3 yrs old. All in a great package! Call today for your personal tour.
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Vancouver Real Estate board overall
Single family houses sales for March totalled 1187 with the average sale price of $1,155,521. This 34% decrease in number of sales and no change in average price over last year same time period (March) . Townhouse sales for March totalled 500 with an average sale price of $593,139. This is a 24% decrease in the number of sales and 3% increase in average price over the same time period last year (March). Condominiums March sales totalled 1191 with the average sale price of $444,993. This 26% decrease in number of sales and 4% decrease in average price over the same time period last year (March).

 

Total of all types for March was 2878 sales with an average sale price of $763,780. This is a 29% decrease in number of sales and a 2% decrease in average price over March last year.

 

The volume of sales overall decreased substantially with the very little change in price over March last year. The Vancouver Real Estate Board sales volume year to date is down by 22% and year to date average sales price is down 1%.

 

Local Maple Ridge
Single family houses March sales totalled 95 with the average sale price of $524,572. This a 9% drop in number of sales and a 3% increase in average price compared to March last year. Townhouse March sales totalled 31 with an average sale price $301,355. This is a 35% decrease in the number of sales and a 9% decrease in average price compared to last March. Condominiums March sales totalled 14 with the average sale price of $210,421. This 46% decrease in number of sales and a 2% decrease in price over last March.

 

Total of all types of sales for March was 140 with an average sale price of $443,753. This is a 21% decrease in number of sales and a 6% increase in average price over last February.

 

** Note - Our local housing market volume is down by 14% year to date and prices are basically unchanged. The United States has indicated their rates will remain unchanged until 2014. Our rates will likely follow theirs. Global financial uncertainty will continue to affect our market .

 

With an increasing number of properties on the market and decreasing number of sales we may see some downward pressure on prices.

 
For more detail just call 604-466-4549 or emailpearceteam@telus.net .

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There's an air of excitement when your kids move out to study at college or university.  It can however be very expensive!  Purchasing an investment property for your child to live in and manage can be a great way to offset those expenses.

With interest rates at historic lows, it's a great time to finance an investment property but you'll still need to evaluate both the local market conditions and your long-term plans.  It's important to determine whether you plan on renting it out after your child graduates as this will affect the rate of  appreciation.


The idea is to cover the mortgage payments with the rent collected from roommates while your child manages and maintains the property.  You'll have someone on site to cut the grass and perform other general types of maintenance as well as collect the rent.  These chores can be performed in return for a reduction of their rent.

Ensure you thoroughly investigate the local real estate market and check out zoning laws regarding rentals.  Specific purchasing details such as co-signing the mortgage or listing your child on title should be discussed with your financial planner and mortgage advisor.  There are pros and cons to different ownership scenarios so you'll want to examine what makes sense for your individual situation.

Purchasing an investment property that's managed by your child is not a decision that should be taken lightly but it's certainly an option worth considering.  Just make sure you do your homework so you're able to carefully weigh up the risks and rewards.  When you crunch the numbers, you may well find that purchasing a campus crib makes great sense!
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Last year in March the the chartered banks and CMHC stopped providing 35 year mortgages but that does not mean you can't still get one. If you have 20% down and are banking at a credit union many of them will still offer a 35 year amortization period.

CMHC will no longer has a Zero down program but if your credit score and income are really good there are banks that will lend you the downpayment to make it effectively Zero down payment or they will provide a "cash back" on the mortgage that can be used toward the down payment.

There has been talk of increasing the minimum down to 7% and/or making the maximum amortization 25 years but at this time prime rate remains stable at 3% with term variable rate mortgages at 2.8%

A $300,000 mortgage at 2.8% for 30 years is $1230 month. Fixed term mortgages are available below 3.5% with some places offering as low as 3.19% for a 5 year fixed.

For more details we can put you in touch with a quality mortgage broker.

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Children rely on video games more than ever before so it's not easy to come up with new ideas to amuse them.  Here are a few activities that will ignite their creativity:

  1. Make a Personal Puzzle - Cut an old photo into various different pieces and have them put it back together again.

  2. Egg & Spoon Race - Give your children a spoon and an egg and see how quickly they can cross the finish line without dropping it.

  3. Build a Fort - Drape blankets over chairs to create a cool fort.  Once they're comfortable in their new abode, drop by with some 'fort warming' snacks.

  4. Cache In - Geocaching is a real-world, outdoor treasure hunting game!  Participants register online and then try and find the hidden cache with the help of a GPS device.

  5. And...Action! - Putting on a play is a great way to exercise a child's imagination.  They can take turns writing, acting, designing costumes and even filming.

It's often the simple things that stand out in a child's memory and sharing these special times with them will allow you to feel like a kid again too!  Keep a special diary to record fun conversations and always make sure to have a camera on hand so you can treasure the moments forever.
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Spring has finally sprung which means fresh scents, chirping birds and new life in the garden!  It's time to bring that spring fresh feeling into your home but before you open up the windows and roll up your sleeves, here are a few tips:

  • create a spring clean checklist that involves the entire family
  • clean one room at a time so you're not overwhelmed
  • rejuvenate your houseplants by putting them in the shower
  • throw out any expired items you come across
  • vacuum and flip your mattresses and clean under the beds

With a clean, fresh home under your belt, you'll be all set to enjoy the summer months that are just around the corner.  So what are you waiting for?  Open up the windows, turn on the music and get started!
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Please visit our Open House at 13301 235TH ST in Maple Ridge.
Open House on Sunday, April 29, 2012 1:00 pm - 4:00 pm
Great curb appeal with this 3500sq ft home in convenient Balsam Creek area. Vaulted entry with tile floors and open staircase with wrought iron railing. Upstairs there are 4 good sized bedrooms and the main bedroom has large walk in closet, a deluxe ensuite with soaker tub and separate shower. The kitchen has maple cabinets, black appliances(gas stove), lots of counter space and eating area. There is an 8x23 covered deck overlooking west facing landscaped yard that backs onto green space. The walkout basement has a rec room, games room, 3 piece bath and a workshop. The basement could easily be suited. This home shows like new (but no HST) and has a heat pump for year round comfort. Don't miss this one! OPEN HOUSE! Sun.Apr.29 1-4
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Please visit our Open House at 25 20560 66TH AVE in Langley.
Open House on Sunday, April 29, 2012 1:00 pm - 4:00 pm
Exceptional end unit, open concept with dark hardwood floors throughout. The kitchen has stainless steel appliances, concrete countertops, an eating bar plus a large eating area. Sliding doors from the living area to the fenced yard. The tandem double garage has a workbench and storage area. Lots of greenspace in the center of the complex and the childrens playground is right out front. The recreation building has a spacious patio with an inground pool & hottub, inside has vaulted ceilings, kitchen and a huge entertaining area with a gas fireplace, sitting area and a 6x12 slate pool table. The upper floor is an exercise area with lots of gym equipment. Strata fee only $197 and quick possession possible. Don't miss this one!
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Please visit our Open House at 35 21801 DEWDNEY TRUNK RD in Maple Ridge.
Open House on Sunday, April 29, 2012 2:00 pm - 4:00 pm
This great 3 bdrm, 2 1/2 bath family home in Central Maple Ridge is situated away from Dewdney Trunk within the complex. Features include large fenced west facing back yard, single car garage plus additional outside parking on driveway, newer hot water tank & fridge, laminate flooring in spacious living room & gas fireplace. The kitchen has lots of white cabinets plus a pantry for your Costco purchases. Master bedroom has a walk-in closet, full 4 pce ensuite and other 2 bedrooms are a good size. Upstairs laundry & a crawl space are all about convenience. Mountain View Park is just steps away and you can bring both of your pets (size restrictions apply). Don't hesitate, come on home to Sherwood Park. OPEN HOUSE! Sun.Apr.29 2-4
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